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    • Coverage and pricing1

  • Mar 31
  • Health Insurance
  • Catastrophic Insurance
  • 39
  • REVIEW RATING 4/5

Had coverage for two years in SD and they no longer cover SD as of mid 2014 and we had just moved to NC and noticed they stopped taking $740 out for Catastrophic insurance! They said they sent letters stating the coverage didn't exist for SD anymore but we never got them, and they said they stopped charging because we moved so therefore Jan/Feb/March when we were told we were cancelled, but they... Read more

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  • Mar 16
  • Health Insurance
  • Naples, Florida
  • Health Insurance
  • 33
  • REVIEW RATING 4/5

My rate just increased 22% how can a person on Social security even live at all. We got a big 1 percent increase. I am still paying of several doctors and hospital bills from last year and two years ago. with a 5000 deductible for each of us I am just trying to stay afloat. Golden rule charges more and more and covers less and less. We need a better system in this country, not Obama Care that... Read more

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  • Jan 28
  • Health Insurance
  • Washington Township, Michigan
  • Monthly Premium
  • 41
  • REVIEW RATING 3/5

Received 2 notices within the last year saying we could maintain our same monthly premium if we doubled our deductible!! We started plan at $2500 per person, now they want a $10,000 deductible!! What a pile of sh*t!? $500 month?! Are they out of there minds?! We have never been late paying monthly premiums. We have never filed any claims. Can you spell DROPPING COVERAGE? Go ahead government,... Read more

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  • Nov 12, 2014
  • Health Insurance
  • Health Insurance
  • 87
  • REVIEW RATING 4/5

I am a college student with few options for health insurance. Listing them as my insurance company costs me more because they do not cover anything they claim to including what I have specifically clicked while signing up for them that I want covered. All of my prescriptions cost twice as much if I give the pharmacist my insurance card, and not even preventative care procedures are covered by... Read more

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  • Oct 20, 2014
  • Health Insurance
  • Insurance Plan
  • 71
  • REVIEW RATING 3/5

Golden Rule is a company that only cares about its bottom line. I don't expect them to care about me, but they could at least not lie to me in the millions of letters I have been sent. They initially stated that my plan was compliant with the ACA. Now, it isn't. They stated that my rate would not change. It went up $30 and this occurred AFTER open enrollment so I could not drop them and shop... Read more

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  • Oct 19, 2014
  • Health Insurance
  • Gilbert, Arizona
  • Health Care Insurance
  • 104
  • REVIEW RATING 4/5

I went in for a wellness check, Golden Rule specifically mentioned they covered my families wellness checks prior to my enrolling. Not to mention that on my card it specifically mentions office visits only require a 35.00 copay at the time of visit. My Wellness check ended up costing me over 800.00 out of pocket. I specifically asked my insurance agent if wellness visits were covered under the... Read more

Was this review helpful? 0 0

Golden rule so far for two years has treated me great.. I am located in Kentucky and have been accepted everywhere for my insurance and balances come back next to nothing when they reprice it.. they also send me a couple hundred dollar checks couple times a year.. dont know what for but im not complaining. Add comment

  • Jun 27, 2014
  • Health Insurance
  • Bad Health Insurance
  • 96
  • REVIEW RATING 3/5

The company is horrible and it's surprising that they are in business. This company is a scam or close to it. They'll make you work for the coverage you paid for by denying coverage and requesting you to make an appeal through them. You'll see how effective the appeal is when the "judge" is the company you are filing a complaint against. Just call the company as if you need assistance on your... Read more

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  • May 16, 2014
  • Health Insurance
  • Health Insurance Paying Claims
  • 76
  • REVIEW RATING 3/5

Every time I visit the doctor they say that they never receive the claim from the doctor's office- though the office confirms that they have sent the bill to insurance. This means every time I go for an appointment I have to make at least 4 phone calls to straighten things out. Every time. It sucks. This whole process has happened at least 6 times. I verify the mailing address with my doctor- it... Read more

Was this review helpful? 1 0

  • Apr 28, 2014
  • Health Insurance
  • Parkville, Maryland
  • Insurance Adjustment
  • 25
  • REVIEW RATING 4/5

Have two bills from 2013 that keep going unpaid, met the deductible. I'm pretty sure a number of these health insurance companies hope you get so exasperated that you throw the towel in and just pay the bill!!! So now I'm real mad and call Golden Rule's phone number out there in Utah, on hold for fifteen or twenty minutes (oh, forget their website for such matters), finally I get a live person... Read more

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