Home  »  Company Reviews  »  Golden Rule Insurance

Golden Rule Insurance

Rating:
18 complaints

Golden Rule Insurance Icon

Golden Rule Insurance social reviews and reports. Join community by posting your own comments or complaints.

Golden Rule Insurance Company is a major provider of health insurance for individuals, life insurance, and annuities. The company has been on the market for more than 60 years. The products provided by Golden Rule Insurance include home, auto, life insurance policies and annuities, as well as health, business and farm and ranch insurance services. In 2003, Golden Rule became a member of the United Health Group family of businesses. United Health Group serves nearly 70 million individuals nationwide with products and services to help people achieve better health.

Golden Rule Insurance pioneered Medical Savings Accounts in 1993. At the present time, the company, known as Health Savings Accounts (HSAs), is the market leader. Please try to contact Golden Rule Insurance Customer Service directly prior to posting any complaints on this site.

Best Consumer Reports

Golden Rule Insurance Complaints & Reviews

Golden Rule Insurance Reviews

Jbdamned
Golden Rule Insurance - Golden Rule made a huge data entry error that's costing me $$$!

I received a letter from Golden Rule last April telling me that I was being rewarded for not meeting my 2,500 deductible the previous calendar year. Therefore, they had credited $...

#258136
Aug 27, 2011
496

Spade
Golden Rule Insurance

Buyer Beware!! Requested 3 quotes from 3 different companies, simultaneously. As a full time student, barely able to work, when I never heard from any of them I dropped it. With ...

#257784
Aug 25, 2011
444

Anonymous
Golden Rule Insurance - United Health-Golden Rule Denying Benefits

I have been diagnosed with stage four cancer and have no more than 12 months to live. Golden Rule is now trying to deny benefits because my policy is less than two years old....

#237276
May 12, 2011
639

Tama1
Golden Rule Insurance - GOLDEN RULE DENIES CLAIM...and forces me to find lawyer

Golden Rule refuses my claim forcing me to apply for workmens comp. It got denied by workmens comp and I had to appeal (to satisfy Golden Rule). I had moved out of state and did ...

#233073
Apr 18, 2011
619

Jas672
Golden Rule Insurance - Golden Rule premium went from $298 per month to $1338 with no notice???

Golden Rule is awful. They have the gall to run a $1338 premium this month with no notice to me after being at $298 for 2 years. I am going after them for fraud!!!! They are a jo...

#231057
Apr 06, 2011
778

Itsmeeze...
Golden Rule Insurance - Golden Rule

Bingo! Everyone's comment about Golden Rule is what we have experienced. BEWARE! Very frustrating process. We are a very proactive, healthy, fit & active family & my husband wa...

#218151
Jan 25, 2011
930

Bassmanone
Golden Rule Insurance - Golden rule deny claims then drop their customer

I too was a victim of golden rule. file a dental claim and they would not pay when l inquired about why they didn`t pay they said preexiting conditions.when l inquired about a medi...

#205501
Nov 03, 2010
933

NOVA
Golden Rule Insurance - Golden Rule Health Insurance scam

We applied online for one price and then they called to get more information. After two weeks of questions, they then quoted a higher price due to me having a sinus infection last...

#201676
Oct 07, 2010
1247

Anonymous
Golden Rule Insurance - Golden rule cant keep there books in order.

We make our payment every three months , and they lose it every time and we spend houres on the phone talking to a *** uncaring cust.service person ,who tells us its our fault. ...

#190159
Jul 19, 2010
443

Anonymous
Golden Rule Insurance Ripp Off

My daughter needed short term month to month insurance coverage. There was no mention of medical or dental wait times of coverage. After a couple of months with Golden Rule, she ...

#187968
Jul 01, 2010
621

Mickfan22
Golden Rule Insurance - Golen Rule Insurance, they take your money but no insurance

When you apply they take your money immediately, when they call you the interviewers are not health professionals so they are not knowledgeable and make it very frustrating.. They ...

#184866
Jun 07, 2010
1045

Wolfgate
Golden Rule Insurance - Golden Rule Screws its agents

Since Mass Mutuals arm to other companies ( Mmillia)broke ties with Golden Rule they cancelled all the agents contracts that brokered business through them.They gave th...

#181193
May 06, 2010
527

Anonymous
Golden Rule Insurance - After they receive my inicial they change price plan

When a buy a health insurance on line I choose one plan at one price and I paid that price after they receive my payment they sent me a letter telling me that the price had change ...

#180513
May 01, 2010
790

Emilym
Golden Rule Insurance fabricates client information

I was denied coverage by Golden Rule Insurance on the basis of a kidney disorder I've never had. When I informed the customer service employee at Golden Rule that I've nev...

#180235
Apr 29, 2010
627

Anonymous
Golden Rule Insurance - No information

I have been paying over $500.00 per month on my account and do not get any information or statement on what this covers. I have been paying this out for years but have no contact o...

#174956
Mar 16, 2010
296

Anonymous
Golden Rule Insurance charge me more than $500.00 premium and denied my surgery coverage

Im a golden Rule female customer that was denied coverage on " female disorder". whatever excuse they can find not to pay . we are defenseless and these insurance compani...

#124017
Jun 13, 2008
1859

Anonymous
Golden Rule Insurance - Delay paying claims for months and months but insist you continue to pay premiums or get dropped.

After contacting them time after time and being told my claims are "in review," I filed a complaint with the state department of insurance. You can never speak with anyon...

#121053
May 15, 2008
1679

Dontgets...
Golden Rule Insurance - Delayed Responses to Providers, Rejected Claims

Golden Rule has been slow to repsond with Explanation of Benefits. By the time they reply, often the provider sends the fees to collection. Response time fromm Golden Rule is avera...

#112544
Feb 06, 2008
2443
Reviews 1-18 of 18

Related Information

Health Insurance
Health insurance is coverage for hospital, physician, and other medical expenses resulting from illness or injury. Whole life insurance may also be recognized as ordinary life, straight life or permanent life insurance. It is a life insurance policy that provides death protection for the insured person for the entire lifetime. An insurance payout is made to the contract's beneficiaries when the insured person dies. It consists primarily of the mortality charge which is the part of your premium that pays for the life insurance coverage. The secondary part of your premium pays for an investment component which builds up a cash value that the policyholder may withdraw or borrow against. The policyholder typically pays a level premium for his whole life, although some policies may differ in this respect. Life insurance is intended to substitute a paycheck and care for a family that still relies on your income. Most people do not have life insurance after the age of 65. Whole life premiums are far more costly than term life insurance premiums. Whole life is pricey because you are paying for a life insurance policy as well as an investment. The rate of return on a whole life insurance policy is very low when judged against other investment opportunities. Whole life insurance should not be used exclusively as an investment. Policyholders have no input into the investment management process of a whole life policy. It may take at least 10 years for a whole life insurance policy to gain any real cash value.

Featured Complaints