Golden Rule Insurance
Reviews and Complaints
No customer service
Golden Rule LTC Insurance will not release funds
Mother spent $100k 14 years ago for LTC insurance. Now she needs care and has care givers daily in the home, but the administrator (OneAmerica) for GR will not release her funds.
Do not fall for scam. They guaranteed a annual 4% growth in benefits, but in the small print, they are allowed to recover whatever they claim for costs. So in 14 years this "investment" to provide future care has only grown less than 1.5% annually. Health Care cost have grown 65%.
Despite certification from her Dr. that she is chronically ill with severe cognitively impairment and a Plan of Care requiring supervision, her claim to use her own money is denied. DO NOT Buy LTC Insurance from Golden Rule or do business with its partners, OneAmerica and State Life. They want to keep your money until you die.
That is NOT Long Term CARE!!!!
They keep claimants busy getting more and more information that they use to deny a claim in efforts to discourage the claimant in the hope that they will give up on the process.
Terrible web site and customer service
Preferred solution: Let the company propose a solution
Golden Rule
Golden Rule Insurance Review from Houston, Texas
Customer services is the worst in the nation.
- Customer service
Preferred solution: Let the company propose a solution
Try Canceling?!
RIP OFF
WOW Golden Rule at it's worse
- Coverage and pricing
Golden Rule Insurance - Monthly Premium Review from Washington Township, Michigan
Misleading Coverage
Only worth it if desperate
Preferred solution: Let the company propose a solution
Liars
Golden Rule Insurance - Review in Insurance category
Terrible terrible company
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They will lie to you on coverage!!