Golden Rule has been slow to repsond with Explanation of Benefits.By the time they reply, often the provider sends the fees to collection.
Response time fromm Golden Rule is average 4 mos., 6 mos. at the high end. Their exclusion for reproductive failures was used to exclude many expenses following swelling after a bicycling irritation. If the claim gets NEAR a reproductive organ, it is rejected.
Kidney Falure was initially rejected with the Chiropractor rider. Everything with them is work, letters and calls. My doctor said the swollen testicle was not a reproductive failure in a letter to Golden Rule. This did not help.
Anyone want to organize a class action lawsuit?