Golden Rule has been slow to repsond with Explanation of Benefits. By the time they reply, often the provider sends the fees to collection.
Response time fromm Golden Rule is average 4 mos., 6 mos. at the high end. Their exclusion for reproductive failures was used to exclude many expenses following swelling after a bicycling irritation. If the claim gets NEAR a reproductive organ, it is rejected.
Kidney Falure was initially rejected with the Chiropractor rider. Everything with them is work, letters and calls. My doctor said the swollen testicle was not a reproductive failure in a letter to Golden Rule. This did not help.
Anyone want to organize a class action lawsuit?